Where your
financial dreams
become reality
Powering India’s real economy — from skilled workers to small enterprises Our loans are designed to uplift businesses and individuals who form the backbone of our nation’s growth, ensuring they get the capital support they truly deserve.
MoneyAse
Founded in 2024 by Dipak Shaw and Manisha, MoneyAse was born from a bold vision to democratize access to finance and empower dreams, big or small, for individuals and MSMEs across India. We believe that financial solutions should not just fund growth—they should unlock possibilities, fuel ambition, and transform lives.
Our Story
Dipak and Manisha saw a fundamental gap in the financial ecosystem: countless hardworking professionals and small business owners were constrained, not by their ideas, but by access to timely, transparent funding. Driven by the belief that every dream deserves a chance, they founded MoneyAse to combine technology, deep financial expertise, and a human-first approach—creating loans that are fast, fair, and tailored to real needs.
At MoneyAse, we don’t just provide loans—we empower journeys. From the first step of a small business expansion to funding a lifelong ambition, our mission is to make financial possibilities accessible, achievable, and extraordinary.
Smart Financial Solutions
We leverage technology to make lending faster, fairer, and more transparent for everyone.
Empowering Growth
Our mission is to help individuals and MSMEs access the capital they need to grow fearlessly.
Seamless Finance, Limitless Possibilities
with us
MoneyAse Loan Against Property (LAP)
Unlock the Value of Your Property to Fuel Your Business Growth. For salaried or self-employed individuals, regardless of income level. Get funds for all your personal or business needs — quickly and easily. Loan Highlights: - Loan Amount: ₹1 Lakh – ₹30 Lakhs - Tenure: Up to 84 months - Interest Rate: Starts at 18% (reducing rate basis) Purpose of Loan: - Upgrade or modernize business infrastructure and facilities - Invest in long-term operational improvements - Purchase machinery, equipment, or technology - Expand operations, open new outlets, or scale production Why Choose MoneyAse LAP? - Access high-value financing for strategic business plans - Maintain smooth cash flow while leveraging your property - Benefit from a fast, transparent, and digital-first process - Tailored solutions for MSMEs to meet both short-term and long-term goals
MyWage - Advance Salary
MyWage is a short-term salary advance product designed to help salaried individuals meet immediate financial needs before their next payday. With quick disbursal and transparent terms, it ensures financial ease without disrupting your monthly budget. Key Features: - Loan Amount: Up to ₹10,000 - Purpose: Advance against upcoming salary - Interest Rate: Competitive ROI with no hidden charges - Repayment: Full repayment within the salary cycle - Approval: Instant and hassle-free through the MoneyAse platform Why MyWage? - Quick access to funds when you need them most - Transparent and fair pricing - Seamless digital process — apply, approve, and receive within minutes - Trusted by professionals for short-term financial flexibility
MoneyAse Business Loan
Fuel Your Business Growth with Fast, Unsecured Funding. MoneyAse Business Loan provides MSMEs and small business owners with quick access to capital to support working capital needs, expansion, or operational investments—without collateral. Loan Highlights: - Loan Amount: ₹1 Lakh – ₹30 Lakhs - Tenure: Up to 36 months - Interest Rate: Starts at 24% (reducing rate basis) Purpose of Loan: - Meet working capital requirements for day-to-day operations - Expand business operations or enter new markets - Purchase inventory, machinery, or equipment - Invest in technology, marketing, or business growth initiatives Why Choose MoneyAse Business Loan? - Fast, hassle-free digital application and approval - Flexible, unsecured financing tailored to your business needs - Maintain operational continuity while accessing growth capital - Transparent process with no hidden charges
Simplifying finance,
Step by Step
01Quick Applications
Apply online in minutes with minimal documentation — simple, fast, and transparent.
02Smart Evaluation
Our system assesses your profile and property instantly to find the best loan solution for you.
03Instant Approval
Get quick approval with complete digital documentation — secure and hassle-free.
04Disbursal & Support
Receive funds directly in your account and enjoy continuous support from the MoneyAse team.
Expertise behind your Experience
Dipak Shaw
Founder / CEO
Manisha Dalmia
Co-Founder / CMO
Manjunath K N
Credit Manager
Diksha Singh
Manager - Operations & Collections
Ramesh D
Regional Manager
Gaurav Sahay
Area Sales Head
Mentors, Advisors & Investors
Dr. Rajiv Dalmia
Mentor
Future Relevant Consulting Advisors
Advisor
Lending Partners
3K+
Customer
4 cr+
Disbursal
+
Lending Partner
+
Partner
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